The phone, answered.
You will speak to a person in under 90 seconds. They will know what they are doing.
Since 1893 · 133 years
For thirteen families. Since 1893.
Goldcrest does not have branches. We do not have an app you can download. We have one office in midtown Manhattan, one in Mayfair, and one in Zürich. Our minimum relationship is eight figures. We were started in 1893 to manage the affairs of two railroad families. We are still owned by the descendants.
★ 5.0 / 5
BBB A+
Member FDIC
By the numbers, 2025.
Annual Report$0BAssets under management
0KCustomers / members
$0MReinvested locally
0Years of operation
Every promise we make is old-fashioned.
The way banking ought to work hasn't changed in a hundred years. We've just made it newer.
Mortgages we keep.
We originate, we hold, your payment goes to the building you walked into.
Federally insured.
Every deposit is insured to the maximum allowed by law. Sweep programs extend coverage further.
Modern mobile banking.
Face ID, mobile check deposit, Zelle®, Apple Pay, instant card freeze, real-time alerts.
Capital deployed locally.
Tens of millions reinvested each year through small-business loans and community lending.
Built to be boring.
No crypto exchange exposure, no SPAC, no regulatory actions. Boring is the product.
As referenced in
The Wall Street JournalAmerican BankerForbesBloombergReuters
I have banked here for fourteen years. They picked up the phone at 2:14 AM when a stranger tried to withdraw from my account. By morning, the charge was reversed.A long-time customer, New York branch
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No hidden fees. No minimum balance on most accounts. By invitation only.